1. How Does A Lawsuit Affect My Credit?

    When you fall behind on your debts, and especially when you get sued over one of your debts, credit is one of your biggest concerns. Does the lawsuit show up on your credit report? How does the lawsuit, and potentially a judgment, affect your credit? And if you defeat the lawsuit, does the underlyin…Read More

  2. How Long Do They Have To Serve Me?

    Our Texas debt settlement attorney has dealt with thousands of lawsuits like the one you could be facing. You know you’ve been sued, maybe because you got a notice from the court and maybe because you got a bunch of advertising letters from attorneys. Maybe you even looked your lawsuit up online. …Read More

  3. 12 Reasons Not to Represent Yourself

    Thinking about representing yourself in court to save money on a debt settlement attorney? Here are 12 reasons you may not want to do that, and why it may end up costing you more money in the long run:   Your Answer   What is an Answer?  What does it need to say?  When is it due?  Where…Read More

  4. Three Things You Need To Do When Being Sued for a Debt

    Learning that you are being sued by a creditor for an uncollected debt is scary. You aren't sure what to do, how to pay for it, or what kind of outcome you could be facing. Many people choose to ignore it and hope it goes away, but that is one of the worst things you can do as it could make the judg…Read More

  5. Ripped Off By a Debt Settlement Company? Want Your Money Back?

    Are you stuck with a debt settlement company that has taken your money and not settled your debts?  Do you want to cancel with them and get your money back? If so, you’re in the right place. I’m James Heston, and I’m a debt relief and consumer law attorney.  I help people get their money bac…Read More

  6. Can the Statute of Limitations Help Me?

    If you have a lawsuit from an old credit card debt, or if you are worried that you might get a lawsuit from an old credit card debt, then you might have questions about the statute of limitations. What exactly is a statute of limitations?  How long is the statute of limitations for a credit card de…Read More