Texas Law Firm Fights Zwicker & Associates Lawsuits

Who is Zwicker & Associates?

Zwicker & Associates is a nationwide debt collection law firm that files thousands of debt collection lawsuits in Texas each year. The full legal name of the law firm is Zwicker & Associates, PC. They are based in Andover, Massachusetts. Andover is a suburb of Boston. The law firm’s home office address is: 80 Minuteman Road Andover, MA 01810-1008.

Zwicker & Associates has approximately 20 attorneys licensed to practice in Texas and maintains three office locations in Texas.

Dallas Area: 17950 Preston Road, Suite 750, Dallas, TX 75252

Houston Area: 14090 SW Freeway, Suite 408, Sugar Land, TX 77478

Austin Area: 801 Old Settlers Blvd, Suite 220, Round Rock, TX 78664.

Why is Zwicker & Associates Contacting me?

Zwicker & Associates is contacting you because they are trying to collect a debt that you owe.

If Zwicker & Associates is Contacting Me, Does that Mean That They Are Going to Sue Me?

Not necessarily.

Zwicker & Associates operates as a collection agency, in addition to being a law firm.

Their “Collection Agency Side” is no different than any other collection agency. They make collection calls and send dunning letters. If they are unable to collect the debt with calls and letters, then they might file a lawsuit to collect the debt.

Pre-Lawsuit Warning Letter

If Zwicker & Associates decides to sue you on the debt, they will mail you a “Demand Letter” or “30-Day Lawsuit Warning Letter.”

Demand letters generally include the following information and items:

The law firm represents a specific creditor

You owe a debt of a certain amount to that creditor

The law firm is demanding payment of that debt on behalf of the creditor

If you don’t pay the debt in full within 30 days, the law firm will sue you to collect the debt

If you receive a “Demand Letter” from Zwicker & Associates then there is a good chance that they are going to sue you on the debt.

What Should I Do If I Receive a Demand Letter from Zwicker & Associates?

You can call them and try to settle before they file a lawsuit.

Or you can wait and see if they sue you and then deal with the lawsuit.

What Creditors Does Zwicker & Associates Represent?

Zwicker & Associates represents many different banks and credit card companies in debt collection suits in Texas. Below is a partial list of creditors that Zwicker & Associates has represented in debt lawsuits in Texas.

American Express

Discover Bank

Goldman Sachs

PNC Bank

SOFI Lending
Synchrony Bank

What Should I Do If I get Sued by Zwicker & Associates?

Receiving a lawsuit notice from Zwicker & Associates can be overwhelming, but taking immediate action is crucial to protect your rights. Knowing the steps to take can help you manage the situation effectively and possibly avoid further complications.

Here are the key actions you should consider upon receiving a debt collection lawsuit notice from Zwicker & Associates:

Contact a Debt Attorney

Consulting a debt attorney should be a priority. An experienced Texas debt attorney can provide invaluable guidance, help you understand your legal options, and develop a strategy tailored to your situation.

Your Texas debt attorney can also represent you in court, ensuring that your rights are protected throughout the legal process.

Review The Lawsuit Documents

With the help of your debt defense attorney, thoroughly review the lawsuit documents. Carefully examine the details outlined, including the amount claimed, the reasons for the lawsuit, and any deadlines for responding.

Understanding the specifics of the claim against you will enable you to formulate a more effective response and identify any potential errors or discrepancies that could be in your favor.

Make Sure You Respond to the Lawsuit on Time

Timeliness is critical when dealing with any lawsuit. Failing to respond within the designated timeframe can result in a default judgment against you, granting Zwicker & Associates the ability to enforce the debt through bank account garnishments or other means.

Why Heston Law Firm?

Heston Law Firm makes it easy to get started: You don’t have to come to the office to meet with us. Just give us a call to go over your case. If you decide to hire us, we’ll send you the paperwork electronically.

Heston Law Firm’s fees are reasonable: We don’t charge by the hour. Instead, we offer low, flat fees with payment plans that can fit any budget.

Heston Law Firm has a track record of success: Heston Law Firm has been defending debt lawsuits since 2005. In that time, Heston Law Firm has successfully defeated over 5,000 debt lawsuits, saving our clients over $50 million.

Heston Law Firm handles everything beginning to end: We prepare and file all the paperwork and attend all the court hearings for you. Over 90% of our clients never set foot in court. Other than staying in touch with us about your case, and possibly signing paperwork when we need you to, you probably won’t have to do much of anything.

Book a Case Evaluation with Heston Law Firm Today

Heston Law Firm PLLC is a dedicated team of debt defense lawyers committed to protecting individuals facing lawsuits from debt buying companies like Zwicker & Associates. With extensive experience in debt collection cases, our attorneys are well-equipped to provide you with the legal support and guidance you need during this challenging time.

Texas Law Firm Fights Zwicker & Associates Lawsuits

Who is Zwicker & Associates?

Zwicker & Associates has approximately 20 attorneys licensed to practice in Texas and maintains three office locations in Texas.

Dallas Area: 17950 Preston Road, Suite 750, Dallas, TX 75252

Houston Area: 14090 SW Freeway, Suite 408, Sugar Land, TX 77478

Austin Area: 801 Old Settlers Blvd, Suite 220, Round Rock, TX 78664.

Why is Zwicker & Associates Contacting me?

Zwicker & Associates is contacting you because they are trying to collect a debt that you owe.

If Zwicker & Associates is Contacting Me, Does that Mean That They Are Going to Sue Me?

Not necessarily.

Zwicker & Associates operates as a collection agency, in addition to being a law firm.

Their “Collection Agency Side” is no different than any other collection agency. They make collection calls and send dunning letters. If they are unable to collect the debt with calls and letters, then they might file a lawsuit to collect the debt.

Pre-Lawsuit Warning Letter

If Zwicker & Associates decides to sue you on the debt, they will mail you a “Demand Letter” or “30-Day Lawsuit Warning Letter.”

Demand letters generally include the following information and items:

The law firm represents a specific creditor

You owe a debt of a certain amount to that creditor

The law firm is demanding payment of that debt on behalf of the creditor

If you don’t pay the debt in full within 30 days, the law firm will sue you to collect the debt

If you receive a “Demand Letter” from Zwicker & Associates then there is a good chance that they are going to sue you on the debt.

What Should I Do If I Receive a Demand Letter from Zwicker & Associates?

You can call them and try to settle before they file a lawsuit.

Or you can wait and see if they sue you and then deal with the lawsuit.

What Creditors Does Zwicker & Associates Represent?

Zwicker & Associates represents many different banks and credit card companies in debt collection suits in Texas. Below is a partial list of creditors that Zwicker & Associates has represented in debt lawsuits in Texas.

American Express

Discover Bank

Goldman Sachs

PNC Bank

SOFI Lending

Synchrony Bank

What Should I Do If I get Sued by Zwicker & Associates?

Receiving a lawsuit notice from Zwicker & Associates can be overwhelming, but taking immediate action is crucial to protect your rights. Knowing the steps to take can help you manage the situation effectively and possibly avoid further complications.

Here are the key actions you should consider upon receiving a debt collection lawsuit notice from Zwicker & Associates:

Contact a Debt Attorney

Consulting a debt attorney should be a priority. An experienced Texas debt attorney can provide invaluable guidance, help you understand your legal options, and develop a strategy tailored to your situation.

Your Texas debt attorney can also represent you in court, ensuring that your rights are protected throughout the legal process.

Review The Lawsuit Documents

With the help of your debt defense attorney, thoroughly review the lawsuit documents. Carefully examine the details outlined, including the amount claimed, the reasons for the lawsuit, and any deadlines for responding.

Understanding the specifics of the claim against you will enable you to formulate a more effective response and identify any potential errors or discrepancies that could be in your favor.

Make Sure You Respond to the Lawsuit on Time

Timeliness is critical when dealing with any lawsuit. Failing to respond within the designated timeframe can result in a default judgment against you, granting Zwicker & Associates the ability to enforce the debt through bank account garnishments or other means.

Why Heston Law Firm?

Heston Law Firm makes it easy to get started: You don’t have to come to the office to meet with us. Just give us a call to go over your case. If you decide to hire us, we’ll send you the paperwork electronically.

Heston Law Firm’s fees are reasonable: We don’t charge by the hour. Instead, we offer low, flat fees with payment plans that can fit any budget.

Heston Law Firm has a track record of success: Heston Law Firm has been defending debt lawsuits since 2005. In that time, Heston Law Firm has successfully defeated over 5,000 debt lawsuits, saving our clients over $50 million.

Book a Case Evaluation with Heston Law Firm Today