Bankruptcy and Student Loans
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Bankruptcy and Student Loans

Bankruptcy can help give you a clean slate to rebuild on after you’ve experienced crushing debt. One of the things that’s almost impossible to get rid of, though, are student loans. There are millions of people in the United States who carry tens of thousands, or even hundreds of thousands, of dollars in student loan debt. Their repayment may cost them as much as a mortgage payment or more and they will be repaying those loans almost until they retire. So are you just stuck with high payments and no hope?

Not at all. While student loans being discharged in bankruptcy cases are rare, it does happen, but it depends on your circumstances and the jurisdiction where your case is heard. Our San Antonio bankruptcy lawyers can help you determine if this is a possibility for you. If it isn’t, we can show you some of the other options available to you, including payment restructure and loan consolidation. We’ll go over your options with you and help you choose the one that’s best for your situation.

If you are currently in default on your student loans or are in danger of defaulting, you’ll need to call our Texas bankruptcy team right away. We can help you pull your loans out of default and help you find the right options to start repairing your credit score and moving forward. Student loan debt is likely to follow you for years to come, so making a manageable plan with the right legal representative and advice is key to your future success. Let’s make a plan together today.