How a Judgment Impacts Your Finances for Years
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How a Judgment Impacts Your Finances for Years

Frustrated man with judgment against him needing a debt resolution lawyer
Working with a debt resolution lawyer can help if you have a judgment filed against you.

If you have ever had a debt lawsuit filed against you and were found guilty of not paying your debt, chances are you were hit with a judgment. A judgment can devastate your finances for years to come, even if it has long since passed or the underlying debt was paid in full. 

Having this designation on your record is serious. It means higher interest rates on future loans, potential inability to purchase a home or car, and harassing phone calls from creditors. And it is all thanks to one piece of legal paperwork. 

If you have a new debt lawsuit filed against you, a debt resolution lawyer can fight for you. They work to get your case dismissed or your debt reduced, preventing a new judgment from being filed. These experienced professionals can provide invaluable guidance and support to ensure you’re navigating the legal system effectively. Contact our team for a free case evaluation now. 

What is a Judgment?

Understanding the implications of a judgment is crucial for anyone who wants to stay financially stable. Put simply, a judgment is a legal ruling that determines who is owed money in a court case. If a judgment is entered against you, you now owe a debt to the creditor that filed the lawsuit. This can result in bank garnishment, frozen assets, and damage to your credit score. In some cases, a judgment could even result in the loss of your personal property. 

How Does a Judgment Get Filed Against You?

Facing a judgment can be a daunting experience. But how do you get a judgment against you? The number one reason for a judgment being issued against you is a late reply or no reply. 

You likely received a letter in the mail from a large creditor who you do not know. This letter informs you that they have purchased your debt. Now, they are filing a lawsuit against you to reclaim this money. Usually, there is a timeline in which you must officially reply to this lawsuit, from 14 to 30 days. If you do not send in an official reply to the lawsuit, you automatically lose the court case. A judgment is then filed against you.

A debt resolution lawyer can help you navigate the complex world of debt collection. They can provide you with the necessary guidance to avoid a judgment. These legal professionals can assist in negotiating with creditors. They work to reduce or eliminate debt, and advocate on your behalf in court if needed. If you’re concerned about facing a judgment, it’s best to seek the help of a debt resolution lawyer sooner rather than later to protect your financial future.

A Judgment Can Be Devastating

A judgment can have significant consequences, affecting your life financially, mentally, and emotionally. The aftermath of a judgment can take a toll on your personal relationships and your overall well-being, adding to an already stressful situation. 

That’s why it is crucial to seek the advice of an experienced debt resolution lawyer, who can help you get the best possible outcome for your situation. Don’t let a judgment catch you off guard-–if you have received notice that a debt lawsuit is being filed against you, contact an experienced lawyer right away.

Experienced, Supportive Debt Resolution Lawyers at Heston Law Firm

Dealing with debt can be overwhelming and stressful. It’s easy to feel like you’re drowning in a sea of bills and financial obligations. But there is help available. A debt resolution lawyer can be a valuable ally in your journey toward financial stability. They have the knowledge and experience to help you navigate the complicated world of debt and provide you with options for resolving your financial issues. 

Whether it’s negotiating with creditors or helping you file for bankruptcy, a debt resolution lawyer can help you find the best path forward for your unique situation. So if you’re feeling stuck and unsure of what to do next, don’t hesitate to contact a debt resolution lawyer for help. Heston Law Firm is here to help. 

We have years of experience fighting for clients who have been sued for debt against the largest creditors and law firms in the state, and our track record speaks for itself. If you are looking to take control of your financial future, don’t hesitate to contact us for a consultation today. Together, we’ll make sure you get the best possible outcome.