What Constitutes Harassment by a Debt Collector?
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What Constitutes Harassment by a Debt Collector?

Some collection agencies are reputable and will fairly work with you to make a repayment plan that works with your budget. Unfortunately, not all collection agencies are like that. Some debt collectors overstep their legal boundaries in an attempt to get money from you. Debt collectors cannot harass you about your unpaid debts. If they do, our Houston debt settlement attorney can help you sue them. But what exactly constitutes harassment from a debt collector?

  • Using abusive language. This includes threatening you or using profanity either over the phone or in a message that they leave for you.
  • Giving you false information. Debt collectors must give you accurate information about how much you owe and who they are.
  • Outright lying to you. Some debt collectors have been known to lie and say that they can have you arrested, that they are lawyers, or that there will be repercussions that aren’t legally allowed.
  • Contacting you repeatedly or at times you’ve asked them not to call.

If you’ve suffered from any of this abuse, you can sue the debt collector. If you win, the debt collector will have to pay you damages and in many cases pay your legal fees as well. If you feel you’ve been harassed by a debt collector, it’s time to contact our Houston debt settlement attorney. We can help you put a stop to the harassment and get the compensation that you deserve. Give us a call or contact us through our website for a free consultation with a Texas attorney experienced in putting a stop to harassment.